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Georgia & Florida · Independent Agency

Commercial insurance built around your risk, not off a shelf.

Independent coverage for landlords, truckers, and business owners. We shop your risk across 20+ carrier markets so you get the right protection at the right price, with one advisor from quote to bind.

Free, no-obligation quote in about 2 minutes.
Licensed in 7 states 20+ carrier markets Backed by A-rated carriers
Start With Your Coverage

What are you insuring?

🏠

Landlord & Property

Rental homes, multifamily, and commercial buildings across Georgia and Florida.

  • DP3 landlord & rental dwelling
  • Commercial property & BOP
  • Loss of rents & liability
Start a property quote →
🚛

Trucking

Owner-operators and fleets, including brand-new authorities.

  • Auto liability & physical damage
  • Motor truck cargo
  • New authority specialists
Start a trucking quote →
💼

Business & Commercial

Coverage that protects your operation, your team, and your liability.

  • General liability & BOP
  • Workers' compensation
  • Casualty & umbrella
Start a business quote →
Why Pinnacle

An independent advisor in your corner, not a call center.

01

We work for you, not the carriers

We are independent, so we shop 20+ markets to find the coverage and price that actually fit you.

02

One advisor, start to finish

You deal directly with Derrick from first quote to binding and renewals. No rotating reps, no phone tree.

03

Built for your real risk

Landlord DP3, trucking cargo and auto liability, commercial property. Coverage matched to how you actually operate.

04

Fast, human answers

Quotes and questions handled quickly, by text or call, so you can get back to business.

Carriers We Place Business With

Backed by A-rated carriers.

A selection of the carriers and markets we place business with across property, trucking, and commercial lines.

ProgressiveGEICONationwideTravelersThe HartfordChubbCNAMarkelLiberty MutualSafecoForemostDairylandBristol WestAllstateAmTrustEMPLOYERSCover WhaleCowbell CyberCoterieHoneycombSteadilyObieMain Street AmericaState AutoStillwaterHiscoxGUARDUSLIREInsurePro
Independent AgentTrusted Choice®A-Rated CarriersFree, No-Obligation Quotes
20+
Carrier Markets
24‑Hour
Quote Turnaround
7
States Licensed
$1.2M+
Premium Placed
The Pinnacle Process

Getting covered is simple.

1

Tell us about your risk

A few details on your property, truck, or business. Takes minutes.

2

We shop your coverage

We compare options across our carrier markets to find your best fit.

3

You bind with confidence

Clear options, no fine-print surprises, and an advisor who stays with you.

Derrick Brown, Founder of Pinnacle Risk Advisors
Meet Derrick

The person who answers when you call.

Pinnacle Risk Advisors was built on a simple idea: business owners deserve an insurance advisor who knows their name, understands their risk, and picks up the phone.

As an independent agent licensed in Georgia and Florida, Derrick works across multiple carriers to protect landlords, truckers, and business owners with coverage that fits, not whatever a single company happens to sell.

Derrick Brown, Founder
Talk to Derrick
Client Reviews

Real clients. Real feedback.

See what clients are saying, or share your own experience. Your feedback helps other business owners across our service area find coverage they can trust.

★★★★★
Not Ready to Quote Yet?

Grab a free coverage guide.

For New Truckers

New Authority Insurance Checklist

The coverages you need to activate your authority, what drives your first-year pricing, and the mistakes new authorities make.

Get the checklist
For Landlords

Landlord Coverage Checklist

DP1 vs DP3 in plain English, plus the six coverage gaps that cost rental property investors the most.

Get the checklist
Licensed & Local

Serving Georgia & Florida.

  • Agency License GA #243777  ·  FL #L134819
  • Producer GA Resident Agent #3698482  ·  NPN 21112890
  • Licensed States GA, FL, TX, IN, UT, NC & SC
  • Office 2700 Cumberland Pkwy SE, Atlanta, GA 30339
  • Hours 9:00 AM to 7:30 PM
  • Direct (770) 758-3197  ·  dbrown@pinnacleriskad.com
Ready When You Are

Let's get you the right coverage.

Pick your path and we will take it from there, or call Derrick directly.

Independent commercial insurance for landlords, truckers, and business owners across Georgia and Florida.

2700 Cumberland Pkwy SE, Atlanta, GA 30339

Property & Landlord
Landlord OverviewGeorgia LandlordFlorida LandlordGet a Property Quote
Trucking
Trucking OverviewNew AuthorityNEMT & AmbuletteGet a Trucking Quote
Business & Commercial
Commercial InsuranceGeorgia Commercial PropertyFlorida Commercial PropertyWorkers' CompensationGet a Business Quote
Company
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© 2026 Pinnacle Risk Advisors LLC · Licensed in GA, FL, TX, IN, UT, NC & SC(770) 758-3197 · dbrown@pinnacleriskad.com